Uslovi i pravila Mastercard promocije “Pay&Get Cashback”

Kompanija Mastercard ovim utvrđuje sljedeća Pravila Programa za Izdavaoce koji učestvuju u Programu.

Program počinje 1. maja i završava se 31. maja 2022. godine.

Program se organizuje na teritoriji Bosne i Hercegovine (Federacija Bosne i Hercegovine, Republika Srpska).

Pravila će biti objavljena na: https://www.mastercard.ba/ [kao i na web stranicama banaka učesnica u formi po njihovom izboru].

Mastercard Company hereby establish the following Rules of the Program for participating Issuers.

The Program starts on 1st of May and ends on 31st May 2022.

The Program is organized in the territory of Bosnia and Herzegovina (Federation of Bosnia and Herzegovina, Republic of Srpska).

Rules will be published at: https://www.mastercard.ba/ as well as on the websites of the participating banks in a form of their choosing.

„Račun“ označava račun Kartice (ako postoji) otvoren na ime Korisnika kartice Izdavaoca.

„Ugovor“ označava sporazum između Korisnika kartice Izdavaoca i njenog/njegovog Izdavaoca u vezi sa izdavanjem Kartice.

„BIN“ označava identifikacioni broj banke.

„Kartica“ označava kreditnu & debitnu Mastercard karticu (isključujući Maestro)), izdatu na ime fizičkog lica, koja nosi brend Kompanije Mastercard i koju izdaje Izdavalac. Kartica ne označava PrePejd (non-reloadable) nadopunjive kartice izdate od strane banke ili druge platne institucije.

„Povrat novca ili Cash Back“ označava  povrat novca koji je dostupan Korisniku kartice Izdavaoca u okviru ovog Programa.

„Domaći trgovac“ označava trgovca koji ima registrovano sjedište u Bosni i Hercegovini i koji ima potpisan ugovor o procesiranju kartičnih plaćanja sa bankom koja ima sjedište u Bosni i Hercegovini i koja ima dozvolu za procesiranje kartičnih plaćanja od strane Mastercarda.

„Kvalifikovana kupovina/Kvalifikovane kupovine“ označava bilo koju kupovinu/e obavljenu “online”, odnosno preko interneta korištenjem Kartice i uz poštovanje ovih Pravila.

„U pisanoj formi“ označava svaku pisanu komunikaciju, uključujući i elektronsku formu (kao što su e-mail poruke).

„Izdavalac“ označava banku ili drugu platnu instituciju koja je izdala Karticu na teritoriji Bosne i Herzegovine:

„Korisnik kartice Izdavaoca“ označava fizičko ili pravno lice, korisnika Kartice Izdavaoca.

„Kompanija Mastercard“ označava privredno društvo MASTERCARD EUROPE SA.

„Program“ označava prodajni podsticaj Mastercard Pay & Get Rewards u Bosni i Hercegovini koji omogućava Povrat novca na osnovu Kvalifikovanih kupovina.

„Web-sajt“ označava web stranicu koja je dostupna na www.mastercard.ba.

“Account” means the account of the Card (if any) opened in the name of the Issuer Cardholder.

“Agreement” means the agreement between Issuer Cardholder and its Issuer in respect of issuing the Card.

“BIN” means the bank identification number.

“Card” means debit, credit & prepaid Mastercard card (excluding Maestro)), issued in the name of a natural person, bearing Mastercard Company’s brand and issued by the Issuer. The Card does not mean non-reloadable prepaid cards issued by a bank or other payment institution.

“Cashback” means a cashback transaction which is available to Issuer Cardholder under this Program.

“Domestic Merchant” means any merchant with the registered seat in Bosnia and Herzegovina, and who has signed an agreement on processing card payments with a bank with registered seat in the Bosnia and Herzegovina and who has a license by Mastercard to process card payments.

“Eligible Purchase/s” means any purchase/s done online, i.e. over the internet with the use of the Card by respecting these Rules.

“In writing” means any written communications, including in the electronic form (such as e-mail messages).

“Issuer” means the bank or other payment institution that issued Card on the territory of Bosnia and Herzegovina

“Issuer Cardholder” means a natural person or legal entity, user of the Card issued by the Issuer.

“Mastercard Company” means the company MASTERCARD EUROPE SA.

“Program” means the sales incentives program Mastercard Pay & Get Rewards in Bosnia and Herzegovina which enables earning Cashback from Eligible Purchases.

“Website” means the web page available at www.mastercard.ba.

Kartice kojima je izvršeno najmanje 2 ili više Kvalifikovanih kupovina kod Domaćih trgovaca u ukupnom minimalnom iznosu od 1 KM ostvaruju  pravo na Povrat novca u iznosu od 10 KM, u periodu do 15-og dana u mjesecu koji slijedi nakon mjeseca u kome je  izvršena posljednja Kvalifikovana kupovina Karticom u skladu sa ovim Pravilima.

Radi izbjegavanja sumnje, ograničenja u vezi sa kupovinama Karticom u online prodavnicama Domaćih i Međunarodnih trgovaca zavise isključivo od svakog pojedinačnog Izdavaoca i Domaćeg i/ili Međunarodnog trgovca.

Transakcije koje će biti isključene iz Programa su one koje pripadaju jednom od međunarodno definisanih kategorija kodova trgovaca Merchant Category Codes (MCC) definisanim u nastavku:

– 6536 MoneySend Intracountry

– 6537 MoneySend Intercountry

– 6538 MoneySend Funding

– 6010 Manual Cash Disbursements—Customer Financial Institution

– 6011 Automated Cash Disbursements—Customer Financial Institution

– 9311 Tax Payments

– 7995 Gambling Transactions

– 4829 Money Transfer—Merchant

– 6050 Quasi Cash—Customer Financial Institution

– 6051 Quasi Cash—Merchant

– 6012 Merchandise and Services—Customer Financial Institution

– 6534 Payment Transaction

– 6533 Payment Transaction—Merchant

– 6540 POI Funding Transactions (Excluding MoneySend)

– 9754 Gambling—Horse Racing, Dog Racing, Non-Sports Internet Gambling

– 6532 PSP – Member Payment Transaction

– 6529 Remote Stored Value Load

–  6530 Remote Stored Value Load

– 6211 Gambling Transaction-

Pravo na Povrat novca u skladu sa ovim Programom može se iskoristiti samo jednom po jedinstvenom broju Kartice u toku trajanja Programa.

Kompanija Mastercard neće biti odgovorna za bilo kakav gubitak ili štetu nastalu kao rezultat bilo kakve interakcije između Korisnika kartice  Izdavaoca i Domaćeg trgovca i/ili Izdavaoca u vezi sa Kvalifikovanim kupovinama.

Korisnik kartice Izdavaoca će dobiti fiksni Povrat novca u iznosu od 10 KM u slučaju ispunjavanja iznad definisanih uslova prodajnog podsticaja. Iznos od 10 KM biće uplaćen Korisniku kartice Izdavaoca kao pojedinačna uplata po kartici od strane Izdavaoca.

Cards which made at least 2 or more Eligible Purchases at Domestic Merchants in the cumulative minimum amount of  1 BAM Issuer Cardholder are entitled to receive cashback in the amount of 10BAM, within a period till the 15th day of the month following the month of last Eligible purchase made by the Card in accordance with these Rules.

For avoidance of doubt, limitations regarding the purchase made by the Card at the online stores of the Domestic and Cross-border Merchants depend exclusively on each Issuer and Domestic and/or Cross-border Merchants.

Transactions that will be excluded from the Program are the ones which belong to one of Merchant Category Codes (MCC) defined below:

– 6536 MoneySend Intracountry

– 6537 MoneySend Intercountry

– 6538 MoneySend Funding

– 6010 Manual Cash Disbursements – Customer Financial Institution

– 6011 Automated Cash Disbursements—Customer Financial Institution

– 7995 Gambling Transactions

– 4829 Money Transfer—Merchant

– 6050 Quasi Cash—Customer Financial Institution

– 6051 Quasi Cash—Merchant

– 6012 Merchandise and Services—Customer Financial Institution

– 6534 Payment Transaction

– 6533 Payment Transaction—Merchant

– 6540 POI Funding Transactions (Excluding MoneySend)

– 9754 Gambling—Horse Racing, Dog Racing, Non-Sports Internet Gambling

– 6532 PSP – Member Payment Transaction

– 6529 Remote Stored Value Load

– 6530 Remote Stored Value Load

– 6211 Securities-brokers/dealers –

The right of Cashback in accordance with this Program may be exercised by only once per unique Card number during the Program duration.

Mastercard Company will not be liable for any loss or damage incurred as a result of any interaction between Issuer Cardholder and the Domestic Merchant and/or Issuer with respect to the Eligible Purchases.

The Issuer Cardholder will get fixed cashback of 10 BAM in case of achieving the sales incentive conditions defined above. The amount of 10 BAM as an individual payment per Card will be posted to Issuer Cardholder by its Issuer.

Povrat novca može biti odmah poništen, ako nastupi nešto od sljedećeg:

• Korisnici kartice Izdavalaca krše odredbe Ugovora sa svojim Izdavaocem;

• Storniranja Kvalifikovane kupovine;

• Korisnici kartice Izdavalaca krše bilo koju odredbu ovih Pravila.

U slučaju kršenja Pravila od strane Korisnika kartice Izdavalaca, Izdavalac će obavijestiti Korisnika kartice Izdavaoca o poništenju Povrata novca ili suspenziji prava na Povrat novca.

The cashback may be immediately cancelled, if one of the following occurs:

• Issuer Cardholders are in breach of the provisions of the Agreement with their Issuer;

• Eligible Purchase reversal;

• Issuer Cardholders are in breach of any provisions of these Rules.

In case of Issuer Cardholders breach of the Rules, Issuer shall notify Issuer Cardholder of cancellation of Cashback or suspension of the right to earn the Cashback.